Buy with Affirm
Is Affirm safe?
Yes. Using Affirm as a financing option is totally safe and a great way to pay for flights in monthly instalments, as you can apply for a travel loan with the peace of mind that your data is protected and securely stored. It is similar to using a credit card as you can make payments for your purchase in monthly installments.
Affirm complies to industry standards to protect your data, transfers personal information with a cryptographic protocol and stores it with AES 128-bit or higher protection. If you are unsure about setting up an Affirm payment plan with Alternative Airlines, you can read how safe the online store is here.
How does Affirm financing work?
Affirm financing works by applying for a loan for your purchases at the point of transaction. Then monthly payments are due back to pay off your purchase. It's pretty quick and instant to process. This is done by first applying for a loan through the application window when you select "Affirm" at the checkout section of your order. The loan can be applied up to the amount of $15,000 USD and what you don't use will be kept in an Affirm virtual card. You have to submit a U.S cell number and a soft credit check will be carried out to see if you are eligible for a loan. Make sure you qualify for an Affirm financing plan before you apply.
Will Affirm check my credit score?
Yes. When you create an account with Affirm, they will evaluate your credit score with a 'soft' credit check. This will require a few personal details and is done to check your eligibility for financing flights. The 'soft' credit check will not affect your credit score. This process occurs when you have chosen the flights you wish to travel and selected Affirm at the checkout.
Is there a credit limit with Affirm?
Affirm is not a revolving line of credit and each Affirm loan application is reviewed individually as a closed-end transaction. You can found out more information on Affirm credit limits here.
However, if you have not repaid a previous loan with Affirm and apply for another loan, you may be denied.
When is an Affirm down payment required?
Sometimes, Affirm will require a down payment in order to finance your flight reservation. Unfortunately, the amount of the down payment can't be changed. Once you've paid the down payment off by debit card, Affirm will loan you the money for the remainder of the flight reservation, which is to be paid off in a monthly payment plan. If you choose to purchase your flights without interest, with either the 3 or 6 months Affirm travel repayment plan, then a down payment may be required when application has be finalised.
How is my personal information stored with Affirm?
How do you get approved for an Affirm loan?
It is a pretty easy process to be approved for an Affirm loan. In order to get approved, you have to first select Affirm at the point of transaction and this will take you through to the approval process. If you are buying flights with Alternative Airlines, Affirm will be at the checkout page ready to be selected. A dedicated Affirm window will appear and you need to apply following the instructions. Input a U.S mobile number and then various loan offers will be shown in the prequalification and they will be dependant on the price of your purchase. You have to select the one you want and link with your bank account for payments. Affirm will then perform a soft credit check. If successful, the process is completed in a few minutes. You will then receive monthly payment reminders by SMS or email.
You can apply for an Affirm loan through the Affirm website or App. The same process also occurs when applying for an Affirm travel loan at the Alternative Airlines flight ticket checkout page.
What is an Affirm virtual card?
An Affirm virtual card is a digital card that displays the loan that is provided to you when it has been approved by Affirm or through the Affirm app. The virtual card is a 16-digit number that you input at the checkout and the card can only be used once. You can find out more about Affirm virutal cards and how to use them.
What is an Affirm payment?
An Affirm payment involves paying a fixed monthly amount owed for a transaction you have chosen to finance, over a 3, 6 or 12 month option. This is a payment plan that has been agreed between the customer and Affirm. With Affirm's prequalification, you can see how much you owe each month before agreeing to take a loan out. It is similar to using a credit card but without actually using one. Affirm's instant financing option is a simple way to pay for flights and you will be reminded by SMS and email when your Affirm payment is due.
If you want to buy flights and pay with Affirm travel for your next vacation, you will only need to pay back to Affirm the amount due each month.
What are Affirm monthly payments?
Monthly payments with Affirm is an alternative payment method to using a credit card. When you select "Affirm" as a payment option at the checkout, you will be taking out a loan with Affirm to finance the items you wish to purchase in 3, 6 or 12 monthly payments with interest added. Many travelers find this a convenient way to pay for air travel and is also know as applying for Affirm Travel. If you are thinking to buy flights in monthly payments, you can do this through Alternative Airlines and selecting "Affirm" at the checkout page. It's easy to do and the application for a loan is quick.
To repay for air travel in monthly payments, but with no interest involved, you can do this at 0% APR through Alternative Airlines and pay back in 6 monthly payments to Affirm. Please be advised that a down payment may be required if you choose to pay Affirm in monthly payments at 0% APR.
How do I make my Affirm payments?
Follow these easy steps to make your Affirm payments on time:
1. Log in to your Affirm account
2. Enter your cell number where prompted. You will recieve a unique security PIN number to your mobile.
3. Use this PIN number where directed and then continue to click "Sign in".
4. Once you have signed in, your Affirm payments will be displayed by month. Here you can make the payment you wish to repay.
5. Affirm payments can be paid with either ACH transfer or with a Debit card through the Affirm website. Checks made payable to 'Affirm, Inc' can also be paid towards your Affirm payments. You can also set up automatic payments with Affirm's AutoPay to ensure you don't miss a payment.
When your Affirm loan has been accepted for your flights at the point of transaction with Alternative Airlines, Affirm will send a payment reminder to you by either SMS or email, before each of your payments is due. It is advised that your Affirm account is updated with you contact information, such as your email and phone number in order to not miss a payment. Log into the Affirm App too to make payments easily.
Where can I make Affirm payments?
There are different ways you can repay your Affirm payments. You can make Affirm payments by visiting the Affirm website and entering the details you used to create your Affirm account. This can also be used through the Affirm App to pay back your monthly bill too. Or, by sending checks to the following address:
P.O. Box 720
San Francisco, CA 94104
If you have financed your flights with Affirm through Alternative Airlines, you will need to make your Affirm payments to Affirm directly and not to Alternative Airlines.
Can I use Affirm for flights?
Yes. Affirm can be used to pay for flights in monthly installments, from 650 different airlines, when booking with Alternative Airlines. Affirm allows you to take out a loan to pay off your flights over a period of 3 months, 6 months or 12 months. So you can finance your flights for your vacation in a way that suits you. By using Affirm to finance your air travel payments through Alternative Airlines, you can choose from a variety of airlines to pay over time for your vacation or a quick trip, such as United, Aerolíneas Argentinas and Delta.
If you want to apply for Affirm to travel, you must be over 18, be a U.S resident, have a U.S number and provide details for verification. Additionally, with those specifications, you can use Affirm travel for flights even in the U.K or anywhere else. Please note that Affirm is not applicable to residents in West Virginia and Iowa.
Can I buy flights with Affirm?
Yes. Any flight found with through the Alternative Airlines's website, from over 650 airlines, can be paid with Affirm. By setting up a payment plan with Affirm, you can pay off your airline tickets over time in 3, 6 or 12 monthly instalments. This gives you the option to finance American Airlines plane tickets, a multi-city flights or even on different flights around Southeast Asia and more.
Please note that airline tickets being purchased with Affirm must be by a U.S resident with a U.S cell number and does not apply to the states of Iowa and Virginia.
Where can I buy Affirm flights?
You can buy a range or a combination of flights with an Affirm loan and pay off in monthly installments here at Alternative Airlines. Alternative Airlines is one of the world's only online travel agency that offers Affirm as a payment method to pay for airline tickets, including Southwest Airlines, Delta Airlines and American Airlines. An Affirm loan can be applied anywhere in the U.S if you have a U.S address and U.S cell number except in West Virginia and Iowa.
How do I book flights using Affirm?
You can book flights with Affirm flights for any vacation through Alternative Airlines. Use the search form at the top of the page for the flights you require and select Affirm as a payment method at the checkout page. Still unsure? Just follow these four easy steps on how to book Affirm airline tickets. You can search for over 650 airlines, whether it's for a vacation or business trip and pay over time with Affirm, in 3 - 12 monthly payments. Easy to do and your credit score won't be affected when checking your eligibility. It's also a handy way to pay for your honeymoon vacation or buying airline tickets for someone else.
Can I apply for a travel loan?
Applying for travel loans to pay off various trips that can either be for a vacation or business are available through Alternative Airlines. By selecting Affirm at the checkout, you can apply for a loan in a separate window and begin paying your flight ticket purchase over time. A soft credit check is carried out and the process does not take long. There are a range of airlines you can travel on with an Affirm loan. Customers applying for an Affirm travel loan must be 18+, a U.S resident and hold a U.S number (does not apply to Iowa or Virginia states). Canadian customers can apply for a PayBright loan to pay for their air travel.
Can I apply for an Affirm loan for flights?
Yes, through Alternative Airlines. Once you have chosen the flights displayed on the travel website you can apply for an Affirm loan at the checkout to pay for your airline tickets on credit. This is also known as Affirm travel, where you can use Affirm's financing service to pay off your flights in installments. You have to be over 18, a U.S resident and hold a U.S cell number to apply for an Affirm loan. Note that residents in Iowa and West Virginia cannot apply for an Affirm loan for flights.
During the loan application, a quick soft credit check will be carried out. Once you have successfully applied for a loan for your flights, you can begin to pay later over time. Example airlines you can apply for a Affirm loan include Alaska Airlines, Spirit Airlines or even on a range of commuter flights for business trips.
Where can I find a flight payment plan?
Flight payment plans are accepted through Alternative Airlines when checking out with Affirm. Simply use the search bar at the top of the page to find for flights with 650 airlines and choose Affirm to take out a loan to start a payment plan on flights. Applying for an Affirm loan does not take long and you able to begin financing your flights at the point of purchase. There is full information on all flight payment plans with Alternative Airlines.
Affim flight payment plans can apply to many airlines through Alternative Airlines. These include all Norwegian flights and its subsidiaries, Norwegian Brazil and Norwegian Air Argentina as well as many more around the world. Make Affirm payments on a range of airline tickets on both domestic and international airlines, including Philippine Airlines, Sun Country Airlines and more.
Can I buy interest free flights?
You can buy flights with the travel agency Alternative Airlines and choose Affirm at the checkout to pay over time interest free, for 3 or 6 months. This means you can search and buy flights up to $500.00 and pay with 0% APR 3 or 6 months on airlines such as Frontier Airlines, American Airlines and many more. Please note an initial down payment may be required. This is a great way to pay off the flight travel part of your vacation which we understand can be a stressful experience. Maybe you could use Affirm for your flights to the NBA Basketball games?
How many installments can I split the cost of my flight reservation into?
Affirm allows you to split the cost of your flight reservation over 3 months, 6 months or 12 months via Alternative Airlines. You have to make a payment for each month of the payment plan that you choose. If you want to just pay for your airline tickets in two payments but at the same time, you can use Split My Payment.
As an example, you might pay $43.96/mo based on a purchase price of $500.00 at 10% APR for 12 months. A down payment may be required.
What does prequalification with Affirm mean?
Prequalification with Affirm means that Affirm considers you are a suitable candidate to take out a loan based on the information you have provided. It is also a way to find out how you can sensibly spend on the online store you are browsing on. When you buy Affirm travel via the Alternative Airlines website, you will see the amount that will be required to pay each month for each flight result. Find out more if you prequalify with Affirm travel.
How do I prequalify with Affirm travel?
To prequalify for an Affirm travel loan means that Affirm will analyse how much you can borrow to pay for your flight ticket purchase, which is also known as a credit check. You will also be given an amount that you will have to pay back per month for your flights. The process does not take long and does not affect your credit score. If you are buying flights with Affirm through the app, the prequalify process will go through a virtual card. To find out if you prequalify to take out a loan with Affirm, just select the 'See if you qualify' button through the app or through the online process. Another way to find out if you prequalify for Affirm travel loan is by clicking on the blue "i" icon at the Alternative Airlines online checkout.
You can find out more information on how you prequalify with Affirm travel.
Are Affirm flights cheaper?
Paying for flights with Affirm provides more affordablity and flexibility for your vacations or trips, whether it's for a honeymoon, leisure or business. The price of your flight may not always be cheaper when paying with Affirm, however their payment plan for flights allows you to pay off the cost of your airline ticket in monthly installments. This means you don't have to pay for your airline ticket in one lump sum and can spread the cost of your flights over time.
What's more, when paying with Affirm for your air travel with Alternative Airlines, you can select a 0% APR finance plan and pay back over 6 months. If you want to use the 0% APR plan for flights, the flight price ticket must be up to $500.00 and an initial down payment may be required. You can read about the cheapest day to buy flights if you are looking to keep the costs of air travel low too.
When am I first billed for my travel loan with Affirm?
Unless you're required to make an initial down payment, your first bill payment of your Affirm travel loan will start one calendar month after your loan has been processed. Affirm will send you reminders to make your payments via SMS messages. After that, payments are billed each month for the duration of the plan you have applied for. Monthly payments can be checked through the Affirm App too.
What payment options are available to pay my Affirm payment plan?
Affirm payments can be made with a Debit card or ACH transfer via the Affirm website. Here, you can make individual payments or set up to pay off your flight payment plan with automatic payments.
You can also pay for your Affirm monthly flight installments by check. To do so, you must make your checks payable to 'Affirm, Inc' and send them to the following address for each month of your payment plan:
P.O. Box 720
San Francisco, CA 94104
Make sure you write the mobile phone number associated with your Affirm account and your loan ID on each check.
See all our flexible flight payment plan options and the different ways you can buy flights in finance with Alternative Airlines.
Where can I make Affirm check payments?
If you have applied for an Affirm travel loan through Alternative Airlines to pay off your flights for your vacation, you can also pay off your payments with checks. The travel website allows U.S residents to pay off their flights in monthly payments with Affirm. Just select Affirm at the point of purchase online and by over time in installments. Checks can be sent to the following address:
P.O. Box 720
San Francisco, CA 94104
Can I pay for my flights after I travel with Affirm?
Yes. Depending on when you travel, you can pay for part of or all of your flight reservation after you travel! Affirm give you the option of three different flight payment plans — you can choose to pay off your airline tickets over 3 months, 6 months or 12 months.
Unless a down payment is required, your first payment is required one calendar month after the date your loan is processed. So, if you choose to pay over 6 months and your date of travel is only one month after you make your flight reservation, you will be paying for most of your flight reservation after you travel!
Which airlines offer airline tickets on a payment plan?
The travel website Alternative Airlines allows you to purchase any airline ticket from over 650 airlines with an Affirm payment plan (Affirm travel loan), as long as you're a U.S resident. This can be either on Spirit, Alaska Airlines, Air Canada and loads more. All you have to do is search for flights using the search bar at the top of the page, select the flights you wish to buy and choose Affirm as a payment method. You can pay for you travel with Affirm, regardless of whether you're flying domestically or internationally from the U.S.
There are also other options offered to buy flights on finance. If you are unsure about using the online store Alternative Airlines, you can read all about it's legitimacy.
Can I repay my Affirm travel loan off early?
Yes. You can pay off your Affirm travel loan early. If you pay off the entire value of your airline tickets before the end of the monthly plan, you'll only be charged interest on the amount of time that the travel loan was active. Information on accidental Affirm airline ticket payments or overpayments can be found here.
How long does it take to apply for an Affirm travel loan?
If you are planning to use Affirm for your next vacation, it doesn't take long at all to apply for an Affirm travel loan. Once you have selected your the flights you want with Alternative Airlines, you can select "Affirm" at the point of transaction when you arrive at the checkout page. All you need to do is enter a few personal details and Affirm will determine whether you're eligible for a payment plan for flights in a matter of seconds. If you are thinking of buying flights for 4th July or need to pay flights to Burning Man over time, for example, you can purchase your flight tickets now, apply for an Affirm travel loan and pay off in monthly instalments in time for your departure.
What is the maximum amount I can get for my Affirm travel loan?
Affirm gives out travel loans of up to a maximum value of $15,000 USD on all flights booked with Alternative Airlines. Affirm travel loans are available with all flights, no matter which route or airline you're flying on! Use an Affirm travel loan for your vacation on Mexican airlines such as Volaris, Aeromexico, interjet and many more.
Can I pay for flights outside of the US and pay at a later date?
Yes. You can pay for flights with Alternative Airlines inside and outside of the US and pay at a later date by using Affirm travel as a payment method. Affirm travel payment option is available with domestic flights within the US, international flights flying from the US and all other flights outside of the country. Example airline tickets that you can buy and pay at a later date with Affirm include Qantas Airways, Frontier Airlines and many more.
Can I use Affirm outside of the US?
You can only apply for Affirm and it's loan options if you are a registered U.S resident with a U.S mobile (except Iowa and West Virginia residents). International flights with Affirm can also be bought, as well as transatlantic flights. If you are a Canadian resident, you can use PayBright to spread the cost of air travel with Alternative Airlines.
Can I use Affirm in Canada?
If you are based in Canada and want to spread the cost of your air travel, you can select PayBright at the checkout. An Affirm loan can only be applied for with a U.S mobile and resident address (except West Virginia and Iowa states). This can be used for airlines including WestJet, Air Canada, Flair Airlines and many more.
What else can I buy with Affirm?
Affirm isn't only used for travel loans to pay off flights in monthly installments. If you are looking to fly internationally from the U.S for your vacation, you can also use the Affirm loan to pay for your Schengen visa, seat selection or add extra baggage to your reservation through Alternative Airlines. Affirm is also available with many other merchants. Take a look at Affirm's partners. Financing flights with Affirm is also beneficial if you have further airline taxes or baggage fees to pay.
What is Affirm travel?
Affirm travel is a loan that is granted by the U.S based financing company Affirm. It is used to credit your travel over time. With Alternative Airlines, it can be used to pay for flights over time from the point of sale. Affirm travel can be many different type of things, from financing flights to financing train tickets. As an example, it would class as Affirm travel if you were to buy flights with Alternative Airlines and pay in monthly installments using Affirm. You also can buy a combination of flights via different destinations and cities using the Alternative Airlines Multi-City flight option for your next vacation and pay with an Affirm travel loan.
With Alternative Airlines, you can finance a wide range of flights for your travel arrangements using Affirm on airlines such as Volaris, Caribbean Airlines, Southwest Airlines and many more.
How does Affirm travel work?
Affirm travel works the same as any other Affirm loan. At the point of checking out with Alternative Airlines, you can selet Affirm and begin to pay off your travel in monthly payments. For example, if you are using Affirm to pay for your travel with Alternative Airlines, you'd simply complete a search on the Alternative Airlines website, choose the flights that you'd like to pay over time and select Affirm as a payment method at the checkout page. If you are thinking of reserving Spring Break flights, flying to the next NFL Games or your next vacation, you can search with Alternative Airlines and choose to pay with Affirm in monthly instalments.
What travel websites accept Affirm?
The travel website Alternative Airlines allows Affirm payment plans to pay for air travel in monthly installments. By choosing to use Affirm, you are able to set up a payment plan for your flights with over 650 airlines when searching via www.kult4.com. Travel payment plans can be processed in 3, 6 or 12 monthly installments and up to the value of $15,000. This can help with paying for your vacation over time.
Can I pay for my vacation with Affirm?
Yes definitely! You are able to pay for flights for your vacation with Affirm and Alternative Airlines. This is also known as Affirm travel and through Alternative Airlines, you can pay off your flights over 3, 6 or 12 monthly instalments. You can pay back the Affirm payments before, during and after your travel. Fly to places like Salvador da Bahia or Mexico and pay the airline tickets back over time! Or perhaps seek real life Disney locations?
If you are considering taking a long vacation or travelling solo for a while, but would like to spread the cost of your air travel, you can pay with Affirm and pay back the payments over 3 - 12 months. It's an affordable way to pay off those long and expensive flights. Read our solo travel blog for inspiration on where you can use Affirm to travel to.
What online stores use Affirm?
Alternative Airlines is an online travel store that accepts Affirm to pay for flights over time. You can set up a new Affirm account or pay for your flights using your existing Affirm account in installments, over either 3, 6 or 12 months. By using the travel website, you can find flights from over 650 airlines, and apply for an Affirm travel loan at the checkout page to make the ticket purchase. You can book and pay for your vacation flights online all at the same time when using Affirm.
Is Affirm travel different to any other type of Affirm loan?
No. Affirm travel is not different to any other type of Affirm loan. Affirm travel is the unofficial name for when you choose to pay for travel using Affirm. Affirm is a great choice to pay for travel, vacations and especially flights. This is because flights are quite often a high-value purchase and having extra time to pay for them on a payment plan will make them more affordable. Affirm can be used for different types of vacations, such as to the Grand Prix races around the world or Mardi Gras festivals.
Is Affirm available in the UK?
Affirm is unavailable for customers in the UK. You need to have a U.S mobile number, a U.S address (not including Iowa and West Virginia) and pay in U.S Dollars to use Affirm in the UK. However, if you are looking for alternatives to Affirm, you can also use Klarna to either pay for flights later or pay with PayPal Credit to spread the cost of flights, with Alternative Airlines. See our top 10 reasons blogs to use Klarna for travel or buying flights with PayPal to find out more.
Is Affirm available in Iowa?
No, you can't buy flights with Affirm or use Affirm in any capacity if you're a resident of Iowa. Affirm is available for loan application across the whole of US, except Iowa and West Virginia. However, you can pay for your flights over time with PayPal Credit.
Is Affirm available in West Virginia?
No, paying for flights in monthly instalments with Affirm isn't available if you reside from West Virginia. Affirm flights — and applying for a loan from Affirm for anything else — is only available if you live in the US in any state outside of Iowa and West Virginia. PayPal Credit is still available through Alternative Airlines to pay for flights in monthly instalments.
How can I contact Affirm customer service?
If you have questions regarding an Affirm travel loan such as credit score approval or updating your mobile number on your Affirm account, you can find all the answers here.